Institutional Risk Analytics, a unit of Lord, Whalen LLC, has been awarded a contract by the Securities and Exchange Commission to supply commercially available financial ratings of banks, thrifts and holding companies. The award was made pursuant to solicitation SECHQ1-09-Q-9006.

The ratings that will be provided to the SEC are part of the IRA Bank Monitor, a unique performance and risk model of all FDIC insured depository institutions, including a variety of financial tests, Basel II benchmarks, stress ratings and risk metrics.

IRA provides ratings for all US banks and public companies, and customized analytics tools and advisory services, to support bank safety and soundness monitoring, counterparty credit and/or operational risk surveillance, and investment banking, valuation and due-diligence tasks.

IRA provides two versions of the IRA Bank Monitor to meet the needs of consumers and professionals. The consumer version of the IRA Bank Monitor may be accessed via our Bank Cart on our consumer portal (www.irabankratings.com). Institutional, commercial and government customers may access the professional version of the IRA Bank Monitor online at (www.institutionalriskanalytics.com).

Questions? Comments? info@institutionalriskanalytics.com