NEW JERSEY, June 17, 2013 – Total Bank Solutions, LLC (“TBS”), Hackensack, NJ, has acquired Institutional Risk Analytics (“IRA”), a unit of Lord, Whalen LLC (“LW”), Los Angeles, CA. The transaction includes the family of IRA retail and institutional Bank Monitor ratings and analytics products.

IRA CEO Dennis Santiago has joined TBS as Director, Bank Monitor, with overall responsibility for the Bank Monitor program. IRA co-founder Christopher Whalen will serve as an adviser to TBS.

“We are very excited about the opportunity to make the IRA Bank Monitor the pre-eminent bank analytical product in the financial industry. The importance of monitoring banks for safety and soundness is paramount to our clients and these services protect the integrity of our FDIC Insured Deposit Program,” said Eric Pierce, managing partner of Total Bank Solutions. He added, “The firm will use these powerful tools to build and deepen our relationships with depositories and customers alike.”

LW will retain ownership of The Institutional Risk Analyst newsletter as well as the non-bank products and intellectual property, such as the Corporate Monitor, SEC Filings Catalog and news robot.

“The partnering of TBS and IRA creates a compelling solution for banks and their customers to understand the risks in the banking market,” notes Santiago. “We believe that this transaction will enable us to grow the user base for the Bank Monitor among both retail bank customers and institutional audiences.”

About Total Bank Solutions

Total Bank Solutions is the leading provider of customized solutions clients can trust to build their deposit base and enhance profitability. TBS enables financial intermediaries to provide the extended FDIC insurance individuals, municipalities and corporations seek in today's environment. The firm provides innovative, customized deposit management solutions which are built upon strategic partnerships with strong financial institutions, proven proprietary processes and flexible pricing. TBS serves a large client base including Deutsche Bank Trust Company Americas and other bank partners. Learn more at www.totalbanksolutions.com

About Institutional Risk Analytics

IRA is a provider of bank ratings, custom analytics and consulting services for credit officers, auditors, corporate lenders, regulators, investment managers and other decision makers. IRA publishes standardized quarterly benchmarks, ratings and soundness metrics covering both U.S. banking institutions and credit unions. Learn more at www.institutionalriskanalytics.com

Media Contact: Ronda Feldman, Managing Partner, Total Bank Solutions: RFeldman@totalbanksolutions.com

About IRA Products and Services

IRA for Banking and Finance Professionals - We offer enterprise grade analytics and privileged process support for risk surveillance, compliance testing and investment research via subscription products such as the Professional IRA Bank Monitor. IRA also offers custom analytics services, hosted component tools, and bulk data feeds to clients for use in their internal systems. For more details, please call our Torrance, California office at (310)676-3300.

IRA for Business - Corporate risk management is an ever vigilant concern as the economy continues to evolve. We offer corporate CFO's and Treasurers online tools to monitor the health of their banking relationships whether they be credit facility providers, depository relationship banks, or investment counterparties. It doesn't whether you deal with only with TBTF's or local community banks, we cover them. Contact Diana Waters at our Torrance, California office for more details and to arrange a demo for your team.

IRA for Consumers - IRA believes that "ordinary people" matter. We provide consumers the same analysis horsepower to render banks transparent via an easy to buy online reports website at IRABankRatings.com system.