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Shopping Cart Pricing

Individual Reports$50.00 per bank
Bank Survey Tool$500.00 per year
Corporate Monitor$500.00 per year

Payable by credit card or PayPal


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Confidence takes trust. Trust is founded on truthfulness. Institutional Risk Analytics is one of the most quoted bank risk analysis companies in the world. Our ratings can be contrarian and at times uncomfortable to the establishment. But the fact of the matter is IRA's analytics accurately described the health and stress issues facing the banking and finance industry when most of Wall Street and Washington were in denial that a problem existed.

Surveillance
for Consumers
Communication Media
for Bankers
Whether you are an individual or a corporation, if you have a sizable sum of money in a bank, you should be keeping an eye on it's health. What's the profile of a 'zombie'? Who are the strong? What are they doing right?

If your bank is under stress, so is YOUR money. In these times, it's important to know.


Find Nearby Banks:

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It's no secret that confidence in the industry has been shaken. Today bankers face suspicion even as they struggle to make their businesses survive.

Your depositors and investors are waiting to hear your story. Restore their confidence and regain your competitive edge now.


Enter a Ticker Symbol,
a fragment of a bank name,
or an FDIC CERT id.


IRA does not give investment advice or advocate the purchase or sale of any security or investment. Bear in mind that banking is a complex industry. Financial institutions can and do employ a variety of business practices to support these services. These reports do not judge banks per se. They are meant to make the operations more transparent so you, the consumer, can make your own judgment as how to best deploy your capital.

There are both Bank Surveillance and Corporate Montoring tools that can be accessed through this cart. The IRA Bank Reports tool is is primarily designed for consumers with large deposits above the FDIC insured limit or other relationships who want to monitor the safety and soundness of specific banks. The IRA Corporate tool is designed to facilitate analysis of publicly traded companies both as operating businesses and obligors.

Frequently Asked Questions:

1. What kind of content can I see without registering?
If you don't register you can only see a very limited amount of information. Sample pages will be sparse and data will be significantly aged. Registration is FREE and there is no obligation to purchase any IRA report.

2. Can I see a sample version of a bank report before buying it?
Yes. Registered users are able to search for banks and see one year old sample reports prior to making your decision to purchase an IRA ratings report. The sample reports contain a small fraction of the full report. Also be aware that banks can and do change their stress levels.

3. Are there any FREE current reports on the site?
As of 22-June-2009 there aren't any. IRA has just launched a feature enabling banks wishing to communicate confidence messaging to their depositors, obligors and investors to make their reports available for FREE to registered users of the site. They can further contract with IRA to include informational materials on their pages. A bank can explain but not change the ratings calculated by our systems.

4. I'm a professional who needs to search for sound banks. I may also have business needs to search for stressed banks. Is there an upgrade I can buy to do this?
Yes. While IRABankRatings.com was initially built for individual consumers, since launching the service many financial advisers, corporate treasurers, law firms and others who need a light professional tool to search for banks have subscribed to the site. There is a $500/yr optional upgrade capability you can purchase that will enable you to search for banks by both upside and downside performance characteristics. Click on the Survey Tool once you are logged in for more information.


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