| AMERICAN BANCSHARES CORP. | LIVINGSTON |
| AMERICAN PATRIOT FINANCIAL GROUP, INC. | GREENEVILLE |
| AMERICAN SECURITY B&T CO | HENDERSONVILLE |
| AMERICAN TR BANK OF EAST TN | KNOXVILLE |
| ANDREW JOHNSON BANCSHARES, INC. | GREENEVILLE |
| ATHENS FEDERAL CMTY BANK | ATHENS |
| AVENUE FINANCIAL HOLDINGS, INC. | NASHVILLE |
| B.P.C. CORPORATION | COOKEVILLE |
| BANCSHARES OF GLEASON, INC. | GLEASON |
| BANCSHARES OF RIPLEY, INC. | RIPLEY |
| BANCTENN CORP. | KINGSPORT |
| BANK OF LINCOLN COUNTY | FAYETTEVILLE |
| BANK OF PERRY COUNTY | LOBELVILLE |
| BANK OF TULLAHOMA | TULLAHOMA |
| BANKEAST CORPORATION | KNOXVILLE |
| BENTON BANCSHARES, INC. | BENTON |
| BRADFORD BANCSHARES, INC. | BRADFORD |
| BRADLEY COUNTY FINANCIAL CORP. | CLEVELAND |
| BRIGHTON BANCORP, INC. | BRIGHTON |
| BTBS, INC. | COLLIERVILLE |
| BUMPUSHARES, INC. | ATWOOD |
| CAPITAL BANK&TRUST CO | NASHVILLE |
| CAPITALMARK BANK&TRUST | CHATTANOOGA |
| CARROLL FINANCIAL SERVICES, INC. | HUNTINGDON |
| CARTER COUNTY BANCORP | ELIZABETHTON |
| CEDARSTONE BANK | LEBANON |
| CENTRAL BANK | SAVANNAH |
| CENTRAL TRUST CO | MEMPHIS |
| CFB BANCSHARES, INC. | WARTBURG |
| CHESTER COUNTY BANCSHARES, INC. | HENDERSON |
| CITCO COMMUNITY BANCSHARES, INC. | ELIZABETHTON |
| CITIZENS BANCORP INVESTMENT, INC. | LAFAYETTE |
| CITIZENS BANCORP, INC. | NEW TAZEWELL |
| CITIZENS BANK | CARTHAGE |
| CITIZENS BK OF SPENCER TENN | SPENCER |
| CITIZENS CITY&COUNTY BANK | TRENTON |
| CITIZENS COMMUNITY BANCSHARES, INC. | WINCHESTER |
| CITIZENS NATIONAL BANCORP, INC. | ATHENS |
| CITIZENS OF GRAINGER COUNTY CORPORATION | RUTLEDGE |
| CITIZENS SAVINGS B&T CO | NASHVILLE |
| CIVIC BANCORP | NASHVILLE |
| CLAIBORNE HOLDING COMPANY, INC. | TAZEWELL |
| CLAYTON BANCORP, INC | KNOXVILLE |
| CNB BANCSHARES, INC. | SEVIERVILLE |
| COFFEE COUNTY BANCSHARES, INC. | MANCHESTER |
| COMMERCE BANCSHARES, INC. | FRANKLIN |
| COMMERCE UNION BANK | SPRINGFIELD |
| COMMERCIAL HOLDING COMPANY | PARIS |
| COMMUNITY BANK OF EAST TN | CLINTON |
| COMMUNITY BK CUMBERLANDS | JAMESTOWN |
| COMMUNITY FIRST BANCSHARES, INC. | UNION CITY |
| COMMUNITY FIRST, INC. | COLUMBIA |
| COMMUNITY NATIONAL BANK | DAYTON |
| COMMUNITY NATIONAL CORPORATION | LEXINGTON |
| COMMUNITY NB LAKEWAY AREA | MORRISTOWN |
| COMMUNITY TRUST&BANKING CO | OOLTEWAH |
| COMMUNITY TRUST, INC. | ASHLAND CITY |
| CORNERSTONE BANCSHARES, INC. | CHATTANOOGA |
| CUMBERLAND BANCSHARES, INC. | HARTSVILLE |
| CUMBERLAND BANK&TRUST | CLARKSVILLE |
| CUMBERLAND T&INV CO | NASHVILLE |
| DECATUR BANCSHARES, INC | DECATURVILLE |
| DICKSON FINANCIAL CORPORATION | DICKSON |
| DIVERSIFIED TRUST CO | MEMPHIS |
| DYER F & M BANCSHARES, INC. | DYER |
| ELIZABETHTON FSB | ELIZABETHTON |
| EMPLOYEE STOCK OWNERSHIP TRUST OF PEOPLE'S BANK AND TRUST COMPANY OF PICKETT COU | BYRDSTOWN |
| EQUITABLE TRUST CO | NASHVILLE |
| EVOLVE FINANCIAL GROUP, INC. | CORDOVA |
| F & M BANCSHARES, INC. | TREZEVANT |
| F&M FINANCIAL CORPORATION | CLARKSVILLE |
| FARMERS BANCORP, INC. | LYNCHBURG |
| FARMERS BK WOODLAND MILLS TN | WOODLAND MILLS |
| FARMERS STATE BANCSHARES, INC. | MOUNTAIN CITY |
| FCB CORPORATION | MANCHESTER |
| FINANCIAL FSB | MEMPHIS |
| FIRST ALLIANCE BANK | CORDOVA |
| FIRST BANK OF TENNESSEE | SPRING CITY |
| FIRST CAPITAL BANK | GERMANTOWN |
| FIRST CITIZENS BANCSHARES, INC. | DYERSBURG |
| FIRST COMMERCE BANCORP, INC. | LEWISBURG |
| FIRST COMMUNITY BANCORP, INC. | SHELBYVILLE |
| FIRST COMMUNITY CORPORATION | ROGERSVILLE |
| FIRST FARMERS AND MERCHANTS CORPORATION | COLUMBIA |
| FIRST FARMERS BANCSHARES, INC. | PORTLAND |
| FIRST FEDERAL BANK | DICKSON |
| FIRST FEDERAL SAVINGS BANK | CLARKSVILLE |
| FIRST FREEDOM BANK | LEBANON |
| FIRST HORIZON NATIONAL CORPORATION | MEMPHIS |
| FIRST MCMINNVILLE CORPORATION | MCMINNVILLE |
| FIRST NB OF CENTERVILLE | CENTERVILLE |
| FIRST NB OF ONEIDA | ONEIDA |
| FIRST NB OF TENNESSEE | LIVINGSTON |
| FIRST PIKEVILLE BANCSHARES, INC. | PIKEVILLE |
| FIRST PULASKI NATIONAL CORPORATION | PULASKI |
| FIRST SECURITY GROUP, INC. | CHATTANOOGA |
| FIRST SOUTH BANCORP, INC. | LEXINGTON |
| FIRST STATE BANK | CHAPEL HILL |
| FIRST VISION BANK OF TN | TULLAHOMA |
| FIRST VOLUNTEER CORPORATION | CHATTANOOGA |
| FOOTHILLS BANK&TRUST | MARYVILLE |
| FRANKEWING BANCSHARES, INC. | FRANKEWING |
| FRANKLIN COUNTY UNITED BANK | DECHERD |
| GENERAL BANCSHARES, INC. | JASPER |
| GREEN BANKSHARES, INC. | GREENEVILLE |
| GREENEVILLE FEDERAL BANK FSB | GREENEVILLE |
| GREENFIELD BANCSHARES, INC. | GREENFIELD |
| HARDEMAN COUNTY INVESTMENT COMPANY, INC. | BOLIVAR |
| HARDIN COUNTY BANCSHARES, INC. | SAVANNAH |
| HERITAGE BANCORP, INC. | MASON |
| HERITAGE BANK&TRUST | COLUMBIA |
| HERITAGE COMMUNITY BANK | GREENEVILLE |
| HIGHLAND FS&LA | CROSSVILLE |
| HOME BANCSHARES, INC. | SELMER |
| HOME FEDERAL BANK OF TN | KNOXVILLE |
| HOMELAND COMMUNITY BANK | MC MINNVILLE |
| HOMETOWN BANCORP, INC. | MILAN |
| INDEPENDENCE TRUST CO | FRANKLIN |
| INDEPENDENT HOLDINGS, INC | MEMPHIS |
| INDEPENDENT SOUTHERN BANCSHARES, INC. ESOT | BROWNSVILLE |
| INSCORP, INC. | NASHVILLE |
| JAMESTOWN UNION BANCSHARES, INC. | JAMESTOWN |
| JEFFERSON FEDERAL BANK | MORRISTOWN |
| JOHNSON COUNTY BANK | MOUNTAIN CITY |
| LAFOLLETTE FIRST NATIONAL CORPORATION | LA FOLLETTE |
| LAUDERDALE COUNTY BANCSHARES, INC., THE | HALLS |
| LAWRENCEBURG FEDERAL BANK | LAWRENCEBURG |
| LEGENDS FINANCIAL HOLDINGS, INC. | CLARKSVILLE |
| MACON BANCTRUST, INC. | LAFAYETTE |
| MAGNA BANK | MEMPHIS |
| MEDINA BANCSHARES, INC. | MEDINA |
| MEMPHISFIRST CORPORATION | COLLIERVILLE |
| MERIDIAN TRUST&INVESTMENT CO | KNOXVILLE |
| MID-AMERICA BANCSHARES, INC. | NASHVILLE |
| MIDSOUTH BANK | MURFREESBORO |
| MONEYTREE CORPORATION | LENOIR CITY |
| MOSCOW BANCSHARES, INC. | MOSCOW |
| MOUNTAIN COMMERCE BANCORP, INC. | ERWIN |
| MOUNTAIN NATIONAL BANCSHARES, INC. | SEVIERVILLE |
| NASHVILLE BANK&TRUST CO | NASHVILLE |
| NBN CORPORATION | NEWPORT |
| NEWPORT FEDERAL BANK | NEWPORT |
| OAKLAND FINANCIAL SERVICES, INC. | OAKLAND |
| OVERTON FINANCIAL SERVICES, INC. | LIVINGSTON |
| P B BANCSHARES, INC. | CLIFTON |
| PARAGON NATIONAL BANK | MEMPHIS |
| PEOPLES BANCORP, INC. | MANCHESTER |
| PEOPLES BANCSHARES OF TN, INC. | MADISONVILLE |
| PEOPLES BANK OF BEDFORD CNTY | SHELBYVILLE |
| PEOPLES BANK OF THE SOUTH | LA FOLLETTE |
| PINNACLE FINANCIAL PARTNERS, INC. | NASHVILLE |
| PLANTERS FINANCIAL GROUP, INC | CLARKSVILLE |
| PROGRESSIVE FINANCIAL SERVICES, INC. | MCKENZIE |
| PROGRESSIVE SAVINGS BANK FSB | JAMESTOWN |
| PUTNAM 1ST MERCANTILE BANK | COOKEVILLE |
| REELFOOT BANCSHARES, INC. | UNION CITY |
| RELIANT BANK | BRENTWOOD |
| ROBERTSON HOLDING COMPANY, L.P. | HARROGATE |
| SECURITY BANCORP OF TENNESSEE, INC. | HALLS |
| SECURITY BANCSHARES, INC. | PARIS |
| SECURITY FEDERAL BANK | ELIZABETHTON |
| SECURITY FSB OF MCMINNVILLE | MC MINNVILLE |
| SEQUATCHIE COUNTY BANCORP, INC. | DUNLAP |
| SEQUATCHIE VALLEY BANCSHARES, INC. | DUNLAP |
| SEVIER COUNTY BANCSHARES, INC. | SEVIERVILLE |
| SMARTBANK | PIGEON FORGE |
| SOUTHEAST BANCSHARES, INC. | ATHENS |
| SOUTHERN HERITAGE BANCSHARES, INC. | CLEVELAND |
| STATE OF FRANKLIN BANCSHARES, INC. | JOHNSON CITY |
| STATE TRUST OF TENNESSEE | NASHVILLE |
| SUMNER BANK&TRUST | GALLATIN |
| TENNESSEE CENTRAL BANCSHARES, INC. | PARSONS |
| TENNESSEE COMMERCE BANCORP, INC. | FRANKLIN |
| TENNESSEE STATE BANCSHARES, INC. | PIGEON FORGE |
| TENNESSEE VALLEY FINANCIAL HOLDINGS, INC. | OAK RIDGE |
| TOWNSEND FINANCIAL CORPORATION | PARSONS |
| TRACORP, INC. | TULLAHOMA |
| TRADITIONS FIRST BANK | ERIN |
| TRI-STATE BANK OF MEMPHIS | MEMPHIS |
| TRISTAR BANCSHARES, INC. | DICKSON |
| TRISUMMIT BANK | KINGSPORT |
| TRIUMPH BANCSHARES, INC. | GERMANTOWN |
| TRUST CO OF KNOXVILLE INC | KNOXVILLE |
| TWIN CITIES FINANCIAL SERVICES, INC. | MARYVILLE |
| UBS PAINE WEBBER TR CO TN | NASHVILLE |
| UNION BANCSHARES OF CAMPBELL COUNTY, INC | JELLICO |
| VOLUNTEER BANCORP, INC. | ROGERSVILLE |
| VOLUNTEER FS&LA MADISONVILLE | MADISONVILLE |
| VOLUNTEER STATE BANCSHARES, INC. | PORTLAND |
| WAYNE COUNTY BANCSHARES, INC. | WAYNESBORO |
| WEST TENNESSEE BANCSHARES, INC. | BARTLETT |
| WILSON BANK HOLDING COMPANY | LEBANON |